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Crypto APY & Yield Calculator

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% APY CALC

APY Calculator — Annual Percentage Yield

Convert APR to APY and calculate compounding returns for DeFi, staking, and yield farming

APR
15%
APY (daily)
16.18%
APY vs APR Diff
+1.18%
Future Value
$11,618
Parameters
$
%
days
$
Total Deposits$10,000
Total Interest$1,618
Daily Earning$5.15/day
Monthly Earning$156.65/mo
Yearly Earning$1,880/yr
Effective ROI+16.18%
Compounding Frequency Comparison — same 15% APR
CompoundingAPYvs APR GainFuture ValueInterest Earned
►Daily (365×/year)16.180%+1.180%$11,618+$1,618
Weekly (52×/year)16.160%+1.160%$11,616+$1,616
Monthly (12×/year)16.080%+1.080%$11,608+$1,608
Quarterly (4×/year)15.870%+0.870%$11,587+$1,587
Annually (1×/year)15.000%+0.000%$11,500+$1,500
APR vs APY Explained:
APR (Annual Percentage Rate) is the simple interest rate without compounding. APY (Annual Percentage Yield) includes the effect of compounding, meaning you earn interest on your interest.

At 15% APR compounded daily, you effectively earn 16.18% APY — 1.18% more than the stated APR.

How to Use Crypto APY Calculator: DeFi Yield & Compound Interest

Convert APR to APY and project DeFi earnings in seconds.

1
Enter Your Annual Rate

Input the APR or APY offered by your DeFi protocol, staking pool, or lending platform.

2
Select Compounding Frequency

Choose how often rewards compound: daily, weekly, monthly, quarterly, or continuous.

3
Set Principal and Duration

Add your deposit amount and the number of days, months, or years you plan to hold the position.

4
Review Yield Results

View the total return, interest earned, and the precise difference between APR and APY.

Why Use Crypto APY Calculator: DeFi Yield & Compound Interest?

Built for traders, yield farmers, and long-term crypto holders.

Accurate APR to APY Conversion

Uses the standard compound interest formula to deliver mathematically correct yield projections.

Flexible Compounding Intervals

Test daily, weekly, monthly, or continuous compounding to match how your protocol actually pays rewards.

Side-by-Side Strategy Comparison

Compare multiple DeFi opportunities to identify which staking or liquidity pool maximizes returns.

Practical Examples of Crypto APY Calculator: DeFi Yield & Compound Interest

Real-world scenarios where this tool is used.

Comparing Staking Platforms

A user compares a 5% APR validator with a 4.8% APY liquid staking token to determine true yearly earnings.

Liquidity Pool Projections

A yield farmer estimates 90-day returns from a Uniswap pool paying 12% APR compounded every block.

Lending Protocol Analysis

An investor checks how supplying USDC at 3.5% APY compounds over 365 days to forecast passive income.

Frequently Asked Questions

Explore comprehensive answers, mathematical formulas, and helpful guidance for calculating your results.

What formula does the calculator use to convert APR to APY?

It uses APY = (1 + APR/n)^n − 1, where n is the number of compounding periods per year. Continuous compounding is calculated as APY = e^APR − 1.

How does compounding frequency change my effective yield?

Higher compounding frequency increases effective APY. For example, 10% APR compounded daily yields 10.516% APY, while monthly compounding yields 10.471% APY.

Can the calculator account for variable reward rates?

The tool assumes a fixed rate for the projection period. For dynamic DeFi emissions, run multiple scenarios at different assumed rates to map potential outcomes.

Does it include gas fees or impermanent loss?

No. The output reflects gross yield only. Subtract estimated gas costs or impermanent loss separately to find net returns.