Net Worth Tracker Excel Template
A royal blue & gold wealth spreadsheet calculating total liquid & property assets against liabilities with debt-to-asset ratios.
Download Free Spreadsheet (.xlsx)
Direct client-side generation. Compatible with Microsoft Excel 2016+, Office 365, Google Sheets, and LibreOffice Calc.
Interactive Spreadsheet Preview
Live view of the pre-formatted columns and automated cell formulas included in your download file.
| Asset / Liability Class | Category | Current Value ($) | Net Worth Share (%) |
|---|---|---|---|
| Primary Real Estate Residence | Real Property | $320,000.00 | 71.1% |
| Investment Portfolio (VOO) | Investments | $85,000.00 | 18.9% |
| Mortgage Principal Debt | Long-Term Liability | -$180,000.00 | -40.0% |
Donut Chart Data Source: Asset category distribution (Cash, Property, Investments)
Visual In-Cell Bars: Assets vs. Liabilities monthly side-by-side comparison
Timeline Data: 12-month Net Worth history trajectory
Trend Indicators: Top 5 largest liabilities by outstanding balance
KPI Cards: Total Assets, Total Liabilities, Net Worth Total
Historical Data Ledger: 12-month stacked asset growth contribution
Heatmap Data Source: 12-month x quarter matrix showing peak growth quarters
=SUM(Assets_Column) — Total Assets Sum=SUM(Liabilities_Column) — Total Liabilities Sum=Total_Assets - Total_Liabilities — Net Worth Value=Total_Liabilities / Total_Assets — Debt-to-Asset RatioWho Uses This Template & Why
Investors, high-net-worth individuals, and FIRE planners tracking long-term wealth accumulation.
Assets and debts spread across different banks. This sheet unifies total net worth into one live ledger.
- Click Download Excel File to save the
.xlsxfile to your computer. - Open Google Drive in your web browser.
- Click + New → File Upload and choose the downloaded file.
- Double-click the uploaded file in Google Drive to open it directly as a native Google Sheets document with all formulas intact.